For manufacturers and job shops
Know the date your shop is debt-free, and which loan to pay first.
Machines, SBA loans, a line of credit, a lease, a card. The Debt Payoff Planner turns them into one plan: an order to pay them in, a payoff date, and what the interest will cost you.
What a plan looks like
Cedar Fork Precision is an invented CNC job shop with 6 loans and $1,356,500 owed. Paying $26,500 a month with the Avalanche order:
Debt-free
May 2032
5 years, 6 months from the start
Total interest
$379,698
Saved by rolling payments over
$402,413
and 12 years, 3 months, against paying each loan on its own
What it does
Picks the order
Avalanche (highest rate first) or Snowball (smallest balance first). See what each one costs on your loans, side by side.
Rolls payments forward
When a loan is paid off, its payment moves to the next one, so the money you already spend each month does more work.
Tells you what to pay this month
A minimum for every lender and the extra to the target loan. Add a one-off payment and watch the date move.
Not ready to enter everything?
The free calculator takes two minutes and emails you the results.